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Move Beyond the Budget

Personal finance and smart frugal are all about living within your means and making the most of your money. It's not about deprivation or being a tightwad — it's about being in control of your finances so that you can achieve your goals and dreams.

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Hi there! I’m Emma

welcome to my blog

My name is Emma Lacy is — a personal finance writer and the founder of the website I've been working full-time in the personal finance industry since 2010 and have been featured on Forbes, The Huffington Post, and other publications.

I'm passionate about helping people take control of their finances and live a life they love. My mission is to help as many people as possible move beyond their budget and start living their best lives. I believe that everyone has the power to create financial freedom for themselves, and I'm excited to help you do just that!

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