You’ve learned a lot about becoming a financially savvy individual. You now know the benefits of a basic budget and how to create one. Tracking your spending is a part of this process that can give you more insight and empower you to make decisions that are in line with your values. The next step is to look toward your future. Saving for retirement is a good place to start. Below you’ll find an overview of the benefits ... Read the Post...
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How to Pay Off Your Debt QUICKLY
Debt is a serious problem. According to a recent Gallup survey, the average American has 3.7 credit cards, with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com, a shocking 32% of us say we live paycheck to paycheck and that staying current or getting caught up on bills is our primary financial concern. In uncertain economic times like these, we need a plan, and we need it ... Read the Post...
Why You Need To Keep A Household Budget
We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s an excellent tool to see what we have coming in, what’s going out (and what that money is paying for), and if there’s anything left at the end of the month to put into savings. Before we dive into exactly what a budget can do for us, let’s consider for a minute what will ... Read the Post...
How to Spend Your Tax Refund? Don’t Spend Anything!
Tax Day is April 15th. It comes every year, and with it, our Facebook feeds, Twitter, and Instagram accounts are complete with everyone updating and showing off friends & family playing with the new “toys” they got with their tax refund. For many families, tax season is the best time of year. Soon, they’re taking pictures of the latest Disney vacation or the latest piece of technology they purchased. Some people ... Read the Post...