People sometimes get the silly notion that a tax refund is a GOOD thing. They think of vacations, cars, new phones, new toys, new gadgets, savings, and more. But, think again! Many people plan on their refund each year for specific items and treat it like a “savings account.” They LOVE tax time and think a refund is a good thing. However, a tax refund is NOT a good thing. Let’s delve into this thought pattern a ... Read the Post...
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Thrift Stores Are NOT Your Friend — Until They Are
At the risk of sounding like a Scrooge, I’m going to make a bold statement, but don’t write me off just yet. Thrift stores are not your friend. Now before you go getting all angry with me, hear me out. I’m not saying that thrift stores are wrong because they have their benefits, but they’re not your best option when it comes to finding affordable clothes. How Do Thrift Store Run? Charities often run thrift stores ... Read the Post...
How to Keep Your Grocery Spending Under Control
Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store. Make A Grocery Budget Start by tracking how much you’re spending on groceries for a few weeks. From there, come up with a weekly or monthly budget. Allot that money for ... Read the Post...
How to Put Your Savings on Autopilot
Putting a little money away for a rainy day isn’t always easy. You may have some good intentions, but there isn't any money left at the end of the day. Somehow whatever you make is spent before you make it to the next paycheck. It’s not surprising that so many people are struggling to save money — savings is the most boring thing in the world. Putting your savings on autopilot can solve all of these problems and more! ... Read the Post...