When you think of downsizing, your home probably comes to mind. The term has long been associated with trading in a larger home for a smaller one that is less expensive and requires less maintenance. Downsizing your home can definitely come with financial benefits. There are lots of other areas you can use this concept in your life to save some money. Take a look at these ways downsizing can help you spend less and ... Read the Post...
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Do You Have A Financial Safety Net? (And How To Build One)
Do you have a financial safety net? If not, you’re not alone. A recent study by Bankrate.com found that only 38% of Americans have enough money saved to cover at least six months of expenses. If you’re one of the 62% Americans who don’t have a financial safety net, don’t worry — it’s never too late to build one. What is a Financial Safety Net and Why Do You Need One? A financial safety net is a cushion of money ... Read the Post...
4 Things That You’re Probably Paying Too Much For
Have you ever received a bill in the mail to renew service, and you realized that 1) you were already paying for that same service with another company and 2) you were already covered for the same service by an even different company? Here’s an example: Are you paying for towing assistance through a company like AAA? Take a look at your car warranty. Are you paying to include that? Now check your automobile ... Read the Post...
Simple Ways To Start Investing
You’re at the point in your life when you feel confident in your budgeting skills and are ready to consider setting some money aside for the future. That’s great. However, you may be feeling a bit overwhelmed and unsure about how to get started. The process can be confusing. The best plan may be to start, gain some confidence, do some research over time, and consider getting into more complicated investments. Read ... Read the Post...